Why you should speak to an independent financial adviser

Trying to understand every aspect of your finances can be daunting, overwhelming and sometimes just plain baffling.

When you want to get to grips with the finer points of everything from ISAs and mortgages to pensions and investments, where do you start?

And how can you make informed decisions when navigating the financial world is so complex, and any information you do find is either meaningless marketing speak or industry jargon?

Well, help is at hand in the form of an independent financial adviser, an expert who can guide you through this maze and point you in the right direction.

How an IFA can help you

It’s an IFA’s job to help you make informed decisions about your money, so you can be sure it’s working as hard as possible for you.

They’ll be in a good position to do that if you have clear goals and objectives to work towards, such as buying a property, saving for retirement or paying for your children’s education.

Your IFA can then search the entire market on your behalf to identify the best financial products that reflect your specific needs, circumstances and priorities.

An IFA can help in many ways such as:

-Creating a financial plan that aligns with your long and short-term goals

-Recommending suitable investments based on your risk tolerance and financial objectives

-Helping you maximise your retirement income

-Recommending financial products that put you in a more secure financial position, such as income protection and critical illness cover

-Helping you minimise your tax burden and make the most of available tax allowances and reliefs

They can also provide you with vital reassurance and certainty. Making financial decisions can be very stressful, particularly if there’s large amounts of money at stake.

But if you have an IFA providing you with clear, unbiased advice, you can feel confident every step of the way that you’re doing the right thing – and that can be priceless.

Ultimately, working with an IFA is an investment in your future, which gives you confidence that your money is working hard for you.

If you can be sure that your affairs are being managed properly, you’ll have the headspace and peace of mind you need to focus on living your life to the full.

Please don’t hesitate to get in touch with us for an initial meeting if you want to get to grips with your money and put a financial plan in place.

Contact us today and we’ll be happy to speak with you about your goals, circumstances and how we can help you maximise your wealth.

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The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. Welby is a trading name of Welby Associates Wealth Management Ltd Company Registered Number NI630504 who is authorised and regulated by the Financial Conduct Authority, FCA register number 697372. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk

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