Monthly Archives: March 2021

Could we see Negative Interest Rates in the UK?

In February, the Daily Telegraph had a headline which must have alarmed savers up and down the land: ‘Savers face threat of negative interest rates.’ According to the story, the Bank of England had told the clearing banks that they ‘must be ready to introduce the policy in the next six months.’ What are negative interest rates? Have other countries …

EIS and VCT – Use Them or Lose Them

As you will no doubt know, the current tax year ends on Monday April 5th. ‘Make the most of your pension and ISA allowances before the end of the tax year’ is a familiar refrain. One that is heard slightly less often – but which is no less relevant for some investors – is ‘make the most of EIS and VCT allowances.’ With the end of the tax …

Property Funds: The Doom and Gloom has been overdone

Many of our clients will be familiar with property funds. Investing in commercial – rather than domestic – property, these funds have been part of many clients’ portfolios, typically providing a balance to higher risk equity funds. That, of course, was before Covid-19. When the UK went into lockdown in March last year many property funds had to …