Mortgages & Protection

Homes and properties are rarely out of the media whether house prices are rising or falling, interest rates are down or lending criteria are changing. Whether you are buying a home to live in or a property for investment purposes it’s reassuring to know you have Welby & Associates to support you.

Welby & Associates can help to assess your circumstances and use our expert knowledge to explain your options and recommend a suitable course of action for you. We can advise you on a whole range of issues including equity release, remortgaging, different types of mortgages and home insurance. Our help could save you time and money.

When it comes to you, your family, your financial security and your possessions, you will want to protect them. When taking out insurance, you decide what level of cover you want and then choose a policy that meets your needs.

Most of us know about things like travel insurance, car insurance and home insurance, particularly as these products get so much air time on television. When it comes to more specialist policies such as, life insurance, health insurance or income protection, it’s often a good idea to get advice from Welby & Associates to find policies which meet your particular needs. This can leave you with peace of mind, that, if the worst happens, your family will still be supported financially. If you lose your job you still have an income to ensure bills are paid and you have money to live on, or if you become ill or seriously injured you can access private health facilities.

Although it’s becoming easier to make comparisons and cut costs from the comfort of your own home, by using comparison tools, you can sometimes save even more money by using our services. Dealing with insurance policies on a regular basis, we’re also in an excellent position to make useful comparisons of features and benefits that may be useful to you.

Your home may be repossessed if you do not keep up repayments on your mortgage.For mortgages we can be paid by commission, or a fee of usually £595.
You can choose how we are paid for mortgages: pay a fee, usually £595, or we can accept commission from the lender.
Equity release refers to Home reversion plans and lifetime mortgage. To understand the features and risks, ask for a personalised illustration.For advice on equity release we act as introducers.
For Buildings & contents insurance we offer products from a selected panel of providers.