What is the state of the mortgage market after a year of Covid?

Like all markets, the mortgage market has not avoided the impact of coronavirus. A year after the start of the pandemic let’s take a look at what we can learn from the last twelve months and what can be expected as we move forward. The availability and variety of mortgage products saw a fairly dramatic decrease throughout 2020. Many lenders withdrew …

What is Bitcoin? And Could it Replace Cash?

Last month Elon Musk, the world’s richest man and boss of carmaker Tesla, announced that his firm had bought $1.5bn (£1.1bn) of the cryptocurrency Bitcoin and expects to start accepting it as payment in the future. The announcement caused the price of Bitcoin to jump to $44,220 (£32,072) –  a rise of 17% and a record high. By any standards Bitcoin …

Could the UK’s Future be in the Far East?

Whichever side you were on in the Brexit debate there was little doubt about one of the central arguments: leaving the EU would free the UK to do its own trade deals with countries and trading organisations around the world. At the end of January the BBC reported that the UK was applying to join the CPTPP (The Comprehensive and Progressive Agreement …