Monthly Archives: April 2019

April Market Commentary

Introduction We have commented before on the difficulty of ‘hitting a moving target.’ Sometimes in writing this commentary you run the risk of what you write being overtaken by events, and that has never been more true than this month. In the short time between us publishing notes and you reading them it is possible that the Brexit section will …

What to know about ISAs in 2019/20

The rules around ISAs (or individual savings accounts) change relatively often and different types of ISA rise and fall in popularity depending on where savers consider the most competitive place to put their hard earned money. ISAs are a great way to save because of their tax efficiency. You don’t pay income tax or capital gains tax on the returns …

What does the auto-enrolment increase mean for you?

From 6 April 2019, minimum contributions from employers and staff increase. This applies to all employers with staff in a pension scheme for automatic enrolment. If you aren’t enrolled in an automatic pension scheme or you and your employer are already paying above the increased amounts, this increase doesn’t apply to you. The old minimum rates …