Monthly Archives: September 2015

Automatic Enrolment – AN OVERVIEW

The last few years have seen significant challengers for employers to contend with. The on-going consequences of a recession mean business owners have struggled to manage creditors and debtors and general business performance; an ever changing HR and employment law landscape; payroll pressures as employees struggle to balance the “family books”, …

Tax Relief changes for individuals who are landlords

According to HM Revenue & Customs’ (HMRC) policy paper, ‘Restricting Financial Cost Relief for Individual Landlords’ it’s not just mortgage interest to which the change in tax relief applies. As well as mortgage interest, finance costs include interest on loans to buy furnishings and fees incurred when taking out or repaying mortgages or …

September Market Commentary

Introduction “Markets can fall as well as rise…” Never was that statement more true than in August, when virtually all the major world markets headed down, led by the plunging stock market in China. It became virtually impossible to watch a news bulletin without seeing a shell-shocked fund manager or a weeping private investor. It is, however, …